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About
Omni Capital
Retail Finance

Who we are

Omni Capital Retail Finance is redefining the way people shop and businesses sell. Since 2009, we’ve been making big ideas possible with flexible payment solutions that remove barriers and fuel growth. Backed by Castle Trust Bank, our seamless digital platform empowers retailers to innovate, customers to buy with confidence, and businesses to thrive.

You can bank on Omni’s experience

We’re not just a finance provider—we’re part of the journey. Since 2009, Omni Capital Retail Finance has been helping customers say yes to the things that matter, and helping retailers grow with simple, flexible point-of-sale finance.

From intuitive digital journeys to real-time approvals, we’ve reimagined how retail finance should work—quick, paperless, and always customer-first. Whether you’re shopping online or in-store, the Omni experience is built to make finance feel effortless.

Our strength in numbers

Our latest published accounts show our strength:

Working with over 2,000 retailers nationwide
Providing finance for over 140,000 customers
Lending to more than 70% of customers on an interest-free basis
Achieving an impressive customer NPS score of +62

We’re part of Castle Trust Bank

Omni Capital Retail Finance is proud to be part of Castle Trust Bank, a trusted UK financial institution, bringing stability, experience, and strong governance to everything we do.

As part of the group since 2017, we combine the creativity and innovation of Omni with the strength and scale of a fully regulated bank—so you can shop with confidence.

Trusted by Leading Brands…

ESG and community

We’re committed to responsible lending, sustainability, and making a positive impact. From reducing our environmental footprint to supporting communities and ensuring strong governance, we’re always looking for ways to do better—for our customers, partners, and the planet.

We recognise that we play an important role in helping to protect the environment and support social initiatives whilst making sure our business is well governed. That is why we have developed our ESG plan, a copy of which can be found below. Our plan aims to preserve the measures we already have in place and set ambitious targets for the next year and beyond.

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Contact us

Join a network of leading retailers offering smarter, more flexible payment solutions. Complete the form
below, and a member of our team will be in otuch to explore how we can support your business growth.

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